So here we are, in our cosy little terrace.
We have had many adventures to get here, I can tell you!
Some not pleasant - 'character-building' shall we say? - some just blummin' 'andsome (as they say around these parts).
I've blogged about the whole thing since our start along the frugal highway - firstly as Fostermummy, latterly as myself, Tracey.
Over the last ten years we have gone from a five-bed detached, to a caravan, to a little three-bed terrace.
A serious assault halted my career and left me with permanent disability, but thankfully we had paid off our mortgage before this happened.
We lived like hippies for two years, slowly putting me back together.
We became grandparents, met some lovely folk, and waved goodbye to people we realised weren't very nice at all.
And here we are.
Living the dream.
Our dream.
Being together, living simply, no debts and living within our budget, saving up for trips or treats, helping other people, seeing family and friends.
I'm still a frugal Fostermummy.
But I also have the realisation that every day is a gift not to be wasted.

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